10 Reviews: Best Finance Book for Young Adults (Apr 2024)

Nine basic stages to long-term financial freedom are laid out in “Your Money or Your Life,” one of the most popular financial planning books for college students for more than two decades. In this book, readers discover how to avoid debt and implement solid financial habits into their daily lives without the need for budgeting. Additionally, with an eco-friendly focus, this book explores how good financial practices may help save natural resources and cut down on waste.

"Our time here is finite. We trade our scarce time for money; sometimes it's worthwhile, sometimes it isn't. Read this book and change your view on money and life in general. I highly recommend it."

by RG Interests

It’s a book created by Laura Vanderkam that aims to help individuals better manage their time so that they may focus on the things that are truly important. Laura is an author that specializes in life hacks and productivity hacks. How to prioritize your life, from getting adequate sleep to pursuing hobbies you’ve always wanted to do. Therefore, there are 168 hours in a week, and you can utilize them to improve your quality of life and a variety of life-changing skills including financial stability.

"I’ve listened to her podcast for two years, and this book added the main entree to the side dishes which are her podcast. I highly recommend both."

by Elizabeth Manning

Author Jason Vitug helps readers understand how strong financial management serves as a foundation for general health and well-being in this book The book gives college students and young adults the tools they need to develop and achieve realistic short- and long-term objectives. Budgeting, prioritizing spending and making the most of your money are all covered in this personal finance book. Moreover, he also encourages students to be a debt-free person.

"If you're looking for an all-encompassing book on personal finance, let it be this. This book breaks down the why, how, and mindset of money management. At any income level, this book is an excellent resource."

by Nedra Tawwab

Expert Dave Ramsey gives a wealth of advice on a number of financial topics, including how to avoid the dangers of cash advances and build a budget that will serve you well in the long run. Long regarded as one of the greatest books on personal finance, “The Total Money Makeover” teaches college students how to start paying off their student debts rapidly. This helps people to achieve their financial goals without being constrained by hefty debts.

"Dave's words have changed my life for the better. My wife and I have decided to begin our total money makeover, and we could not be more excited! We cannot WAIT to tackle our debt and one day scream WE'RE DEBT FREE!!!!"

by Anthony Henry Fabio

Josh Kaufman, the founder of PersonalMBA.com, has written one of the greatest personal finance books for individuals who want to understand fundamental business ideas without paying for an MBA. Beyond merely offering products and services, readers will discover how to generate value for consumers. Thus, this book will likely appeal to entrepreneurial college students interested in starting their own firms because it covers four essential ways organizations utilize to enhance income.

"I will refer back to this again, and again, and again. Great insights that provide a foundational high level understanding of business and the humanmind."

by Trey Parker

The book “Get Money,” written by Kristin Wong, is an interesting read that will instruct you on how to properly handle your financial matters. Kristin will walk you through a step-by-step personal finance guide that allows your financial situation to dictate the direction of your life. You will acquire the knowledge necessary to construct a budget, pay off your debts, improve your credit score, bargain, and begin investing in the stock market.

"It's hard to say that thinking about paying off debt and making money is interesting, but this book was light, entertaining, and kept me engaged. I've already implemented several of the suggestions and intend to do more!"

by Sarah Talbot

Melanie Lockert wrote Dear Debt, which is a funny and sweet book about how people deal with their debt. Everyone who has debt or is getting into debt should read Dear Debt. Melanie talks about how she paid off $80,000 in student loans, how it changed her mind, and other things. In addition, this is a personal story about getting out of debt, which makes it one of the best money books for young adults. 

"Dear Debt is not only informative, but it is filled with mounds of inspiring stories and methods for becoming debt free."

by Kiki Stamatiou

The Year of Less by Cait Flanders is one of the best books about money that you can give as a graduation gift. Cait writes about her one-year shopping ban in this book, which will make you want to simplify your own life and think about your relationship with things.  Therefore, this is a great book for young adults to read because it’s easy to get stuck in an expenditure cycle once you get your 1st real job to start getting bigger paychecks.

"The book started off a bit slow for me, but I am so glad I stuck it out! I really enjoyed all Cait had to share and I look forward to implementing some of her advice into my own daily life. Thank you for writing."

by Ashley Fenicchia

Work Optional, authored by one of my favorite authors, Tanja Hester, is another of my top selections for excellent money novels for young adults. This personal finance book will show you how to achieve financial freedom and live the life you choose. When you’re younger, retirement may seem far away, but this book demonstrates how you may retire sooner if you start saving now. Moreover, you will be encouraged by Hester’s thoughts on saving money.

"A refreshing, approachable, values-based, non-judgy, flexible, and practical guide to re-thinking work and your future. I've read many "FIRE" books and blogs, and this one is by far my favorite and most relatable. Thanks Tanja, looking forward to your next book!"

by Laura M.

Erin Lowry is the author of the book “Broke Millennial,” which is recommended reading for young adults. She makes the subject of money interesting, enjoyable, and accessible to young adults in a way that they can relate to. This money book is definitely not going to be boring for you! In addition, Erin provides the readers with a step-by-step strategy to quit being broke, and she tackles a wide range of themes, including challenging ones such as how to manage student debts.

"All millennials need to read this to feel more empowered about handling their personal finances. Amazing advice from a fellow millennial."

by Maddie Comeau