10 Reviews: Best Credit Restoration Companies Legitimate (Jul 2022)

The simplest solutions to your credit problems, here are the best credit restoration companies' legitimate!

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Comparison Table

Consider about this things!
Product Image
1
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Options for every budget
Credit Saint
2
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Long, proven track record
Lexington Law
3
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Repair up to 15 items every 35 days
Sky Blue
4
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Simple pricing structure
The Credit People
5
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Financial management tools available with both plans
Ovation
6
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): 3 different credit repair service packages to choose from
Credit Repair
7
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Certified FICO professionals
The Credit Pros
8
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Affordable credit repair by licensed attorneys
Credit Firm
9
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): 50% discount for couples on their first month
Pyramid Credit Repair
10
10 Reviews: Best Credit Restoration Companies Legitimate (Jul  2022): Two options for victims of identity theft
Credit Glory
0 0 0 1 0 0 0 0 0 0
Features Options for every budget Long, proven track record Repair up to 15 items every 35 days Simple pricing structure Financial management tools available with both plans 3 different credit repair service packages to choose from Certified FICO professionals Affordable credit repair by licensed attorneys 50% discount for couples on their first month Two options for victims of identity theft
FREE CONSULTATION Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
SETUP OR FIRST WORK FEE $99 $95.95 – $139.95 $79 $19 $89 $69.96 $49 $49.99 $29.99 $79
MONTHLY FEES $79.99 – $119.99 $95.95 – $139.95 $79 – $119 $79 (or $419 six month flat-rate) $79-$109 $69.96 – $119.95 $49 - $149 $49.99 - $89.99 $29.99 - $119 $79 - $130
AVAILABLE DISCOUNTS N / A Military, Family and friends discount (referrals) Couples Couples Couples, Seniors, Military N / A N / A N / A N / A N / A
MONEY-BACK GUARANTEE 90 days N / A 90 days 90 days N / A N / A 90 days N / A 90 days 90 days
price $99.00 $95.00 $79.00 $19.00 $89.00 $69.96 $49.00 $49.00 $29.99 $79.00
Buy at view on Credit Saint view on Lexington Law view on Sky Blue view on The Credit People view on Ovation view on Credit Repair view on The Credit Pros view on Credit Firm view on Pyramid Credit Repair view on Credit Glory

Credit report errors are much more common than you may believe. While you may correct false information on your credit report manually, the process is typically time-consuming and stressful. The best credit repair businesses make it simple to repair your poor credit and maybe improve your credit ratings. However, we’ve looked into credit repair options and found ten firms that have received good reviews from third-party reviewers. All of these companies will search for, dispute, and delete inaccurate, old, or unverifiable information from your credit reports on your behalf, allowing your credit score to improve. Thus, here are the best credit restoration companies’ legitimate reviews!

Frequently Asked Questions (FAQs)

Some matters to discuss...

How do credit repair companies work?

Legitimate credit repair firms begin by helping you in requesting a copy of your credit report from each of the three main credit bureaus: TransUnion, Equifax, and Experian. After that, an expert credit specialist will review your credit report for bad things that might harm your credit score, such as late payments, bankruptcies, charge-offs, and so on.

How to choose the best credit restoration companies legitimate?

- Reviews and Complaints, in the credit repair market, a business's reputation is crucial.
- Advance costs, discovery fees, and setup fees are all terms used to describe first-work payments.
- Services for Credit Repair Credit restoration should not be seen as a one-size-fits-all approach. Depending on the degree of services you want, the best companies should provide a number of credit repair solutions.

Are credit repair companies worth it?

When a bad credit score prevents you from qualifying for a loan or forces you to pay a high-interest rate, credit repair companies are well worth the money. The top credit repair companies take care of everything from start to finish, so you don't have to. They'll help you with gathering credit reports, identifying negative issues, and dealing with your creditors.

How much does hiring a credit repair company cost?

The majority of credit restoration companies demand a monthly cost ranging from $79 to $129. In addition to the set monthly payment, you may be charged the first-work fee. It takes many months for a professional credit repair service to function, but it may last up to a year. Pyramid Credit Repair, for example, costs $99 a month, which is in line with the industry standard. Pyramid Credit Repair now offers a $198 per month couples package.

10 Reviews: Best Credit Restoration Companies Legitimate (Jul 2022)

Credit Saint Credit Saint - Best Credit Restoration Companies Legitimate: Options for every budget
https://www.creditsaint.com/

1.
Credit Saint
Credit Saint

Options for every budget

price from
$99.00
Our opinion:

Credit Saint provides a free consultation to assess your specific circumstances, as well as your credit ratings from the three main credit agencies, and to determine the next measures you should take. The packages varied in how many claims they will challenge every month, ranging from $79.99 to $119.99. Credit Saint also offers a credit score tracker that keeps track of changes in your Experian report. It also comes with a 90-day money-back guarantee if your credit score doesn't improve after three months.

Promising review:

I just cancelled today. They did a very good job with winning arguments with the creditors and credit bureaus. but the real great results happen at the beginning as i had over half my problem items remvoed in the first 2 or 3 months, the other half is down to about 25% left now and its been 6 months total. So overall im satisfied.

by mattg

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $99
MONTHLY FEES $79.99 – $119.99
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE 90 days
Lexington Law Lexington Law - Best Credit Restoration Companies Legitimate: Long, proven track record
https://www.lexingtonlaw.com/

2.
Lexington Law
Lexington Law

Long, proven track record

price from
$95.00
Our opinion:

Lexington Law is well-known in the credit repair market, having been in operation for more than 17 years and offering services practically nationally. Because it's a law business with largely lawyers and paralegals on staff, it's supposed to look into every legal option to fix problems on your credit report. Credit disputes and creditor interventions, such as goodwill letters and debt validation letters, are included in each of the company's three monthly service packages, which vary from $95.85 to $139.95 per month.

Promising review:

Lexington Law are the most professional and dedicated team I’ve ever met. After three months, I started to see a few changes and I can’t wait for my credit to continue changing. Great job and I could not be happier with the online services and web as well.

by Fabricio P.

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $95.95 – $139.95
MONTHLY FEES $95.95 – $139.95
AVAILABLE DISCOUNTS Military, Family and friends discount (referrals)
MONEY-BACK GUARANTEE N / A
Sky Blue Sky Blue - Best Credit Restoration Companies Legitimate: Repair up to 15 items every 35 days
https://skybluecredit.com/

3.
Sky Blue
Sky Blue

Repair up to 15 items every 35 days

price from
$79.00
Our opinion:

Several credit repair services provide a 90-day money-back guarantee, promising to refund your money if no bad entries are removed from your credit report during that time. Sky Blue Credit Repair also has a 90-day return guarantee, but it goes a step further by allowing you to halt and continue your membership at any time, which is something that most other firms don't provide. Sky Blue, like several of its competitors, not only helps you delete false information from your credit report, but also provides guidance on how to manage current debt and improve your financial habits.

Promising review:

Thank you for your service and professionalism! I am happy with the services that you have provided.

by Elena C.

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $79
MONTHLY FEES $79 – $119
AVAILABLE DISCOUNTS Couples
MONEY-BACK GUARANTEE 90 days
The Credit People The Credit People - Best Credit Restoration Companies Legitimate: Simple pricing structure
https://www.thecreditpeople.com/

4.
The Credit People
The Credit People

Simple pricing structure

1  visitors like this
price from
$19.00
Our opinion:

Most credit repair companies provide a 90-day money-back guarantee. Others will only refund you for the previous month's service. The Credit People, on the other hand, allows you to cancel your membership at any time and returns both the previous and current month's money. The firm stands out from the competition because of its affordable launch costs. Other credit restoration companies charge $79 or more to set up an account and get your credit report, while The Credit People just charge $19.

Promising review:

I can't believe what you've done. I am not the easiest person to reach and I'm definitely not the most organized (which is why I went with your company honestly) but you managed to raise my credit score by 72 points, so I'm happy!

by Mike G

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $19
MONTHLY FEES $79 (or $419 six month flat-rate)
AVAILABLE DISCOUNTS Couples
MONEY-BACK GUARANTEE 90 days
Ovation Ovation - Best Credit Restoration Companies Legitimate: Financial management tools available with both plans
https://ovationcredit.com/

5.
Ovation
Ovation

Financial management tools available with both plans

price from
$89.00
Our opinion:

When it comes to savings, Ovation Credit Repair stands apart. It provides a 20% discount for couples and a 10% discount for elderly and military personnel. If you transfer from another credit repair business or recommend a friend, you may get a $50 one-time credit. Essential and Essential Plus are the two credit restoration solutions offered by the firm. A case counselor will guide you through the dispute procedure and provide advice on how to improve your overall credit position if you choose the Essential plan.

Promising review:

Ovation Credit Services was extremely helpful in cleaning up my credit. Thanks to the team, I'm now in the market to purchase a house less than a year from when I signed up with them.

by Yvonne Nutting

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $89
MONTHLY FEES $79-$109
AVAILABLE DISCOUNTS Couples, Seniors, Military
MONEY-BACK GUARANTEE N / A
Credit Repair Credit Repair - Best Credit Restoration Companies Legitimate: 3 different credit repair service packages to choose from
https://www.creditrepair.com/

6.
Credit Repair
Credit Repair

3 different credit repair service packages to choose from

price from
$69.96
Our opinion:

CreditRepair.com has a simple yet successful approach. The base charge for all of their services is $99.95 per month after paying the initial work fee of $14.99. The credit consultants at CreditRepair.com, like other genuine credit repair businesses, begin by pulling your credit report from each of the three major credit reporting bureaus. They go through your credit reports for any potentially unfair, invalid, or inaccurate negative information. Customers also have access to a number of tools, such as an online dashboard that allows them to follow their credit restoration efforts.

Promising review:

I love CreditRepair.com because they work hard for you. They have very professional people to answer all your questions. CreditRepair.com has helped me tremendously.

by Tommy A

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $69.96
MONTHLY FEES $69.96 – $119.95
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE N / A
The Credit Pros The Credit Pros - Best Credit Restoration Companies Legitimate: Certified FICO professionals
https://try.thecreditpros.com/partner-home/

7.
The Credit Pros
The Credit Pros

Certified FICO professionals

price from
$49.00
Our opinion:

While many credit repair companies only provide additional benefits with premium plans, The Credit Pros provides beneficial financial management tools with even its most basic bundle. Bill reminders and a budgeting system that syncs with your credit accounts in real-time are included in the most basic subscription (Money Management), as well as credit and identity theft monitoring services. However, its initial work charge is more than that of many of its competitors: $119 for the low and medium tier plans, and $149 for the premium plan.

Promising review:

The Credit Pros offers more diverse services than just about any competitor, but you’ll have to pay a premium for the convenience. Their fees are only worth considering if you really need the full scope of services available. Even then, you’ll have to decide whether you can afford to divert those funds from your current debt repayment plan.

by Lisa Bernardi

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $49
MONTHLY FEES $49 - $149
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE 90 days
Credit Firm Credit Firm - Best Credit Restoration Companies Legitimate: Affordable credit repair by licensed attorneys
https://creditfirm.net/

8.
Credit Firm
Credit Firm

Affordable credit repair by licensed attorneys

price from
$49.00
Our opinion:

Credit Firm provides low-cost credit repair under the supervision of qualified attorneys. More than 60,000 consumers in all 50 states have benefited from the company's services. The service is less costly than the competitors, costing less than $50 per month. Their procedure is simple to follow. You send your credit reports to Credit Firm after a free consultation. Then, you and your credit counseling representative will look through your reports, find issues that need to be challenged, and devise a personalized action plan.

Promising review:

I appreciate all your efforts in improving my credit. After being denied for credit my whole life, with your help I was able to buy a house. Keep up the great work.

by Victor S.

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $49.99
MONTHLY FEES $49.99 - $89.99
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE N / A
Pyramid Credit Repair Pyramid Credit Repair - Best Credit Restoration Companies Legitimate: 50% discount for couples on their first month
https://pyramidcreditrepair.com/

9.
Pyramid Credit Repair
Pyramid Credit Repair

50% discount for couples on their first month

price from
$29.99
Our opinion:

Pyramid Credit Repair has over 10 years of expertise in helping consumers with credit repair. In addition to its rigorous credit challenge procedure, the organization places a high value on customer education. For $99 per month, you may pick between a singles plan and a couple's plan. Personal game plans, round-the-clock phone assistance, and no hidden fees are included in the programs.

Promising review:

I read and researched through different companies. Pyramid Credit Repair was in a lot of the top 10 on different reviews and forums, so I went with them. It was a good experience and the guy I worked with there helped me out on a lot a stuff.

by Denzel of Raeford, GA

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $29.99
MONTHLY FEES $29.99 - $119
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE 90 days
Credit Glory Credit Glory - Best Credit Restoration Companies Legitimate: Two options for victims of identity theft
https://www.creditglory.com/

10.
Credit Glory
Credit Glory

Two options for victims of identity theft

price from
$79.00
Our opinion:

Credit Glory stands apart because of a 90-day money-back guarantee, an A+ BBB rating, and seven-day-a-week customer support. When you contact, you will get a no-obligation 15-minute consultation. Then you may join up for their credit restoration program ($99 per month plus a one-time $100 review and setup cost) to dispute any incorrect items. The firm contests all forms of negative information, including bogus hard inquiries.

Promising review:

I spoke with grey and he gave a me a lot of information about credit glory . Im glad I found this company . Grey was professional. I recommend this company to anyone .

by BBB

FREE CONSULTATION Yes
SETUP OR FIRST WORK FEE $79
MONTHLY FEES $79 - $130
AVAILABLE DISCOUNTS N / A
MONEY-BACK GUARANTEE 90 days

Conclusion

Hiring a professional credit repair company to handle the procedure for you is a great idea if you want to raise your credit score or rectify inaccuracies in your credit report. The top credit repair agencies work with the main credit bureaus on your behalf to remove negative items such as charge-offs, late payments, debt collections, and bankruptcies that are affecting your credit score. Thus, we've reviewed the best credit restoration companies legitimate based on aspects like efficacy, reviews, speed of results, company reputation, and pricing to help you pick the best credit repair service for your requirements. Best of luck!

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