10 Reviews: Best Credit Restoration Companies Legitimate (Dec 2023)

Credit Saint provides a free consultation to assess your specific circumstances, as well as your credit ratings from the three main credit agencies, and to determine the next measures you should take. The packages varied in how many claims they will challenge every month, ranging from $79.99 to $119.99. Credit Saint also offers a credit score tracker that keeps track of changes in your Experian report. It also comes with a 90-day money-back guarantee if your credit score doesn’t improve after three months.

I just cancelled today. They did a very good job with winning arguments with the creditors and credit bureaus. but the real great results happen at the beginning as i had over half my problem items remvoed in the first 2 or 3 months, the other half is down to about 25% left now and its been 6 months total. So overall im satisfied.

by mattg

Lexington Law is well-known in the credit repair market, having been in operation for more than 17 years and offering services practically nationally. Because it’s a law business with largely lawyers and paralegals on staff, it’s supposed to look into every legal option to fix problems on your credit report. Credit disputes and creditor interventions, such as goodwill letters and debt validation letters, are included in each of the company’s three monthly service packages, which vary from $95.85 to $139.95 per month.

Lexington Law are the most professional and dedicated team I’ve ever met. After three months, I started to see a few changes and I can’t wait for my credit to continue changing. Great job and I could not be happier with the online services and web as well.

by Fabricio P.

Several credit repair services provide a 90-day money-back guarantee, promising to refund your money if no bad entries are removed from your credit report during that time. Sky Blue Credit Repair also has a 90-day return guarantee, but it goes a step further by allowing you to halt and continue your membership at any time, which is something that most other firms don’t provide. Sky Blue, like several of its competitors, not only helps you delete false information from your credit report, but also provides guidance on how to manage current debt and improve your financial habits.

Thank you for your service and professionalism! I am happy with the services that you have provided.

by Elena C.

Most credit repair companies provide a 90-day money-back guarantee. Others will only refund you for the previous month’s service. The Credit People, on the other hand, allows you to cancel your membership at any time and returns both the previous and current month’s money. The firm stands out from the competition because of its affordable launch costs. Other credit restoration companies charge $79 or more to set up an account and get your credit report, while The Credit People just charge $19.

I can't believe what you've done. I am not the easiest person to reach and I'm definitely not the most organized (which is why I went with your company honestly) but you managed to raise my credit score by 72 points, so I'm happy!

by Mike G

When it comes to savings, Ovation Credit Repair stands apart. It provides a 20% discount for couples and a 10% discount for elderly and military personnel. If you transfer from another credit repair business or recommend a friend, you may get a $50 one-time credit. Essential and Essential Plus are the two credit restoration solutions offered by the firm. A case counselor will guide you through the dispute procedure and provide advice on how to improve your overall credit position if you choose the Essential plan.

Ovation Credit Services was extremely helpful in cleaning up my credit. Thanks to the team, I'm now in the market to purchase a house less than a year from when I signed up with them.

by Yvonne Nutting

CreditRepair.com has a simple yet successful approach. The base charge for all of their services is $99.95 per month after paying the initial work fee of $14.99. The credit consultants at CreditRepair.com, like other genuine credit repair businesses, begin by pulling your credit report from each of the three major credit reporting bureaus. They go through your credit reports for any potentially unfair, invalid, or inaccurate negative information. Customers also have access to a number of tools, such as an online dashboard that allows them to follow their credit restoration efforts.

I love CreditRepair.com because they work hard for you. They have very professional people to answer all your questions. CreditRepair.com has helped me tremendously.

by Tommy A

While many credit repair companies only provide additional benefits with premium plans, The Credit Pros provides beneficial financial management tools with even its most basic bundle. Bill reminders and a budgeting system that syncs with your credit accounts in real-time are included in the most basic subscription (Money Management), as well as credit and identity theft monitoring services. However, its initial work charge is more than that of many of its competitors: $119 for the low and medium tier plans, and $149 for the premium plan.

The Credit Pros offers more diverse services than just about any competitor, but you’ll have to pay a premium for the convenience. Their fees are only worth considering if you really need the full scope of services available. Even then, you’ll have to decide whether you can afford to divert those funds from your current debt repayment plan.

by Lisa Bernardi

Credit Firm provides low-cost credit repair under the supervision of qualified attorneys. More than 60,000 consumers in all 50 states have benefited from the company’s services. The service is less costly than the competitors, costing less than $50 per month. Their procedure is simple to follow. You send your credit reports to Credit Firm after a free consultation. Then, you and your credit counseling representative will look through your reports, find issues that need to be challenged, and devise a personalized action plan.

I appreciate all your efforts in improving my credit. After being denied for credit my whole life, with your help I was able to buy a house. Keep up the great work.

by Victor S.

Pyramid Credit Repair has over 10 years of expertise in helping consumers with credit repair. In addition to its rigorous credit challenge procedure, the organization places a high value on customer education. For $99 per month, you may pick between a singles plan and a couple’s plan. Personal game plans, round-the-clock phone assistance, and no hidden fees are included in the programs.

I read and researched through different companies. Pyramid Credit Repair was in a lot of the top 10 on different reviews and forums, so I went with them. It was a good experience and the guy I worked with there helped me out on a lot a stuff.

by Denzel of Raeford, GA

Credit Glory stands apart because of a 90-day money-back guarantee, an A+ BBB rating, and seven-day-a-week customer support. When you contact, you will get a no-obligation 15-minute consultation. Then you may join up for their credit restoration program ($99 per month plus a one-time $100 review and setup cost) to dispute any incorrect items. The firm contests all forms of negative information, including bogus hard inquiries.

I spoke with grey and he gave a me a lot of information about credit glory . Im glad I found this company . Grey was professional. I recommend this company to anyone .

by BBB