10 Reviews: Best Credit Cards for Teachers (Apr 2024)

The Citi Double Cash Card is the perfect credit card option for teachers, employees, or budding entrepreneurs. The card’s annual fee is $95 (the first year is waived). Additionally, cardholders can take advantage of a welcome offer. You can get a $250 statement credit after spending $3,000 on purchases in the first six months.

Moreover, you will get 6% cash back at U.S. supermarkets (for the first $6,000 per year, after that, 1X). As a result, this cashback card is an excellent option for homemakers who buy groceries and gasoline regularly. Also, it’s a perfect choice for teachers with large families or who travel extensively.

"This card is perfect. Worth noting, I've had my card info stolen twice in nearly ten years. Both times, Citi was terrific about locking down the old card, removing the fraudulent charges, and getting me a new one."

by Karma Member

The U.S. Bank Altitude Connect Visa Signature is an attractive credit card option for travel lovers or those who spend a lot of gas on their daily commute. Consequently, this card charges an annual fee of $0 intro for the first year, then $95.

Moreover, the U.S. Bank Altitude Connect Visa Signature also has a great rewards card for new cardholders. You can earn up to 50,000 bonus points when you spend $2,000. That applies to eligible purchases within the first 120 days of account opening. Also, if you are a teacher, this credit card offers excellent rewards for travel and gas.

"The U.S. Bank Altitude® Connect Visa Signature® Card is a good credit card for people with excellent credit, offering rewards that are easily worth the card’s annual fee of $95 ($0 the first year). U.S. Bank Altitude Connect offers an initial bonus of 50,000 points for spending $2,000 in the first 120 days, plus ongoing rewards of 1 - 5 points per $1 on purchases."

by John Kiernan

The Capital One Quicksilver is a mainstay in flat-rate rewards cards. It gives you cash back on all purchases with no annual or foreign transaction fees. In addition, this credit card gives you an attractive welcome offer. You can earn a $200 cash reward after spending just $500 on purchases in your first three months.

Other than that, this credit card provides a $200 value equivalent to a cash-back card sign-up bonus with no additional annual fees. Also, this credit card offers rewards with a 1.5% cash-back rate. So, if you are a teacher looking for the best credit cards for teachers, this credit card is worth checking out!

"I had a score around 600, and was approved for a $2000 credit limit. I also got the $200 cash back bonus after spending $500."

by Credit Karma Member

The U.S. Bank Cash+ Visa Signature stands out with its 5% cash-back room. Consequently, this card lets you choose two 5% cash-back categories each quarter from a list of 12. Also, you will select a 2% cash-back category each quarter from a list of three, and there are no spending limits for that category.

Moreover, the U.S. Bank Cash+ Visa Signature could be ideal if you value choice and high reward earning potential for everyday spending. As a result, this credit card provides many offers that help you transact in your daily life.

"The U.S. Bank Cash+® Visa Signature® Card is a good cash back credit card for people with good or excellent credit who want the opportunity to earn lots of bonus rewards without paying an annual fee. The U.S. Bank Cash+ offer starts with an easy-to-earn sign-up bonus: $200 for spending $1,000 in the first 120 days."

by Customer

Next, the Synchrony Premier World Mastercard is one of the best credit cards for teachers. It offers unlimited 2% cash back on all eligible purchases. Likewise, this credit card comes with unlimited 2% cash back on all other purchases and no annual fee.

In addition, this card rewards you with membership. You will automatically get unlimited 2% cash-back rewards on all eligible purchases. Also, the cashback can be redeemed automatically on every statement as a credit against the total card balance.

"The Synchrony Premier World Mastercard® is a good credit card for people with an excellent credit score who want hassle-free cash back rewards and a $0 annual fee. Synchrony Premier offers 2% cash back on all purchases, which is about double the market average cash rewards rate and on par with the best flat-rate cash back credit cards."

by John Kiernan

The U.S Bank Business Triple Cash can never go wrong if you’re looking for the best credit cards for teachers. It gives you a lot of attractive offers. Similarly, you can earn 5% cash back on prepaid hotels, and car rentals booked directly at the Travel Rewards Center. Likewise, you can earn 3% cash back on eligible purchases at gas stations, EV charging stations, and office supply stores.

Furthermore, this credit card gives you a welcome offer of $500 cash back after spending $4,500. That applies to purchases on the account holder’s card within the first 150 days of opening your account. Not only that, but this U.S Bank Business Triple Cash also provides a $100 annual statement credit for recurring software subscription fees like FreshBooks or QuickBooks, which can be helpful for many business owners.

"The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® is a good credit card for business owners with good credit or better who want to earn bonus rewards in popular business spending categories and avoid interest on company financing for well over a year. U.S. Bank Business Triple Cash is easily worthwhile, given its $0 annual fee."

by John Kiernan

Citi Custom Cash is a competitive contender in the 5% cash-back arena. This credit card earns 5% back in one eligible spending category, up to $500 each billing cycle. Additionally, this credit card provides a 5% back option, customized based on your spending habits each billing cycle.

Other than that, Citi’s annual no-fee credit card rewards 5% for purchases in any of the ten popular everyday categories. Hence, you are automatically awarded every billing cycle in the top spending categories. But, if your spending patterns vary a lot, you might be better off with a 5% cash-back card, which is more flexible and potentially more lucrative.

"The Citi Custom Cash℠ Card is a good credit card for people with a 700+ credit score who want to automatically earn an above-average rewards rate in their biggest spending category each month. Citi Custom Cash is most worthwhile for relatively light spenders, as its 5% rewards rate only lasts up to $500 spent per billing cycle."

by John Kiernan

If you are a teacher with daily needs such as food delivery, streaming services, and gasoline, this U.S. Bank Altitude Go Visa Signature Card is for you. Consequently, this card rewards 4 points per dollar for dining, takeout, and restaurant delivery. Likewise, it also provides a welcome bonus: 20,000 bonus points after spending $1,000 on eligible purchases within the first 90 days of account opening.

The U.S. Bank Altitude Go Visa Signature Card offers high rewards for general spending categories. Moreover, this card provides a range of attractive offers for those with more elevated than the average income for food shopping and no annual fee. As a result, the rewards offered will benefit your daily life.

"I use to get gas and other important things. Love the tap and pay. But not everyone has the tap and pay that's the only draw back on it so far. Needs to have a swipe or chip option as well."

by Daph

American Express Blue Cash Preferred may have a $95 annual fee (first year waived). However, it also comes with one of the best cash-back reward rates for grocery store purchases, a significant spending category for many families. Additionally, you’ll get 6% cash back at U.S. supermarkets (for the first $6,000 per year, after that 1X) and U.S. streaming services, 3% cash back at U.S. gas stations, and in eligible transit.

Furthermore, cardholders can also take advantage of a welcome offer where they can get a $250 statement credit after spending $3,000 on purchases in the first six months. Thus, this card provides beneficial rewards to pay for some needed supplies.

The Capital One Venture Rewards Credit Card is an excellent travel credit card if you’re looking for a rewards program with great daily value. Consequently, this credit card offers a solid sign-up bonus and the flexibility to redeem miles for almost any travel purchase, not just those made through gateway issuers.

However, although this credit card comes with an annual fee, it can easily be offset with minimal spending. That makes this card one of the best travel cards for beginners. Also, this credit card is among the highest-ranked cards in the rewards credit card database regarding reward rate, reward value, and sign-up bonus value.

"My credit workhorse for going on six years. $10K starting limit, and now $20K. Got in at a great time and have the WEMC iteration."

by Tom